5 Tips To Get an Accurate Post-Accident Repair Estimate

Tony Mers • November 19, 2021
5 Tips To Get an Accurate Post-Accident Repair Estimate

If you ever needed repairs for your car, you know how difficult and frustrating it can be to get an estimate. Aside from all the time that goes into speaking with repair shops, there is the added fear that the mechanics may try to give you an unjust estimate. Here are our five tips for getting an auto accident estimate that can save you a lot of hassle—and hopefully a lot of money too.

1. See if Your Insurance Works With Specific Shops

You may find that your insurance company, like many others, recommends auto body repair shops for repair estimates. Insurance companies often work with these shops. The recommended auto body repair shops, meanwhile, typically provide exceptional service because they want to stay in the insurance company’s good graces.

2. Get Your Estimate From a Repair Shop

While many people may try to get an estimate from outside sources, the best source for an auto accident estimate is usually going to be the shop you regularly bring your car to. You may feel tempted to get your estimate from cheap and fast sources. But you should avoid these “get in, get out” estimates. Getting an estimate from a repair shop is one of the five tips to get an accurate post-accident repair estimate because only professional repair shops can give you an accurate, fair estimate.

3. Do Not Wait To Get Your Estimate

The longer you wait to get your auto accident estimate, the more of a hassle it can become. You want to get your estimate within a week, or sooner, after your accident. Longer waits indicate a higher likelihood that things may be stalled by your insurance companies. If you are looking for the best results, do not wait; get an estimate from a professional repair shop as soon as you can.

4. Ask the Right Questions

If you are trying to determine your quote by visiting multiple body shops, it is vital that you know the right questions to ask the people who make the estimates. By knowing the right questions, you can look for inconsistencies in their assessment and determine if they are a trustworthy source of information.

You should ask about the base price as well as the cost of labor. You should also ask about the turnaround and the business’s payment arrangement. See if they accept cash or card. Ask if they have an insurance deductible. These bits of information will all help you make your decision.

5. Take Note if the Estimate Is Very Low

A very low estimate is a bad sign. Sometimes, subprime-quality shops get deals from insurance companies for making referrals. When you work with these companies, your vehicle may not get the repairs it needs.

Visit River North Collision Repair for collision repairs in Chicago .

January 30, 2026
It is an awful feeling when you walk out to your car after a long day and see a small dent on your passenger door. While it may appear to be just a cosmetic issue, you should still get it fixed, because ignoring small dents can lead to bigger problems for your vehicle.  Don’t let small dents on your car go untreated; let's talk about why you need to tackle these issues ASAP. Rust Loves Chicago Winters We all know the drill here in the Windy City. We have beautiful summers, sure, but we also pay the price with brutal winters. And what comes with winter? Salt. Tons of it. Your car’s paint job acts as a suit of armor protecting the metal body underneath. Even a minor dent often comes with microscopic cracks in the paint—sometimes too small to see with the naked eye. Once that seal is broken, moisture and road salt sneak in. They settle against the bare metal and start a chemical party you definitely don’t want to host. Oxidation begins immediately. By the time you notice bubbling paint or that tell-tale orange stain a few months later, the rust has already been eating away at your door panel from the inside out. Resale Value Takes a Nosedive For many people, maintaining their car is a valuable part of purchasing a new vehicle. When that day comes, curb appeal is everything. Used car buyers (and dealership appraisers) will judge your car by its exterior appearance. If they see a vehicle riddled with door dings, bumper scrapes, and ignored scratches, they see a car that wasn't cared for. They assume that if you didn't care enough to fix the outside, you probably didn't care about the rest of it either. It lowers the perceived value instantly. Maintaining your car’s body and its paint is an investment in your future trade-in value. Paint Damage Spreads Like a Virus When a dent or scrape compromises the integrity of the paint, the surrounding paint loses its grip. High-pressure car washes, wind, and temperature fluctuations cause the paint to flake away from the initial injury site. A scratch the size of a quarter can grow into a patch the size of a softball over a couple of seasons. It’s Easier (and Cheaper) Than You Think Here is the good news: fixing these things early is surprisingly affordable. Modern body shop technology is amazing. For many small dings where the paint isn't cracked, we can use techniques that massage the metal back into place without spraying a drop of paint. River North Collision Repair offers paintless dent repair in Chicago to fix minor dents. Regardless of what nicked your door, we can help remove the dents and maintain a seamless look for your vehicle. Don’t Wait for Problems Don't let minor dents turn into a big nightmare. Save your future self the headache (and the cash). Swing by River North Collision Repair for your quick and easy repairs. Because driving a car you’re proud of? That’s a feeling you can’t put a price on.
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