5 Common Misconceptions About Collision Repair
People dealing with the first car accident in their life must wade through a sea of half-truths and misinformation. The five common misconceptions about collision repairs outlined in this article will help you cut through the confusion that surrounds this topic. Read on so that you can better manage your repairs project.
“You Can Only Use the Auto Body Shop That Your Insurance Company Chooses”
As an insured driver, you have the right to work with any body shop you choose. However, insurance companies may try to push you toward certain shops. Often, these are the less expensive options with which the insurers have a relationship. But insurance companies will still honor whatever decision the driver comes to.
2. “Only a Dealer Can Properly Do a Collision Repair”
From our list of the five common misconceptions about collision repair, this one is perhaps the most important to unlearn. It is not true that only the car’s dealer can properly conduct its repairs. Non-dealer-affiliated shops have access to the same parts as dealers. Their technicians are also just as good if not better. Believing that you must rely on the dealer could compel you to overpay a substantial amount.
3. “A Car Will Never Be the Same After an Accident”
A car may be damaged after an accident, but a good repair shop can bring it back to where it was originally. The car’s safety, appearance, and performance can recover and operate exactly as they did before the accident.
4. “You Must Obtain Multiple Estimates”
People often feel compelled to find multiple estimates for their collision repairs, even though there is no law that forces them to do so. However, multiple estimates can make a difference, though not always to the driver’s benefit. Let’s say, for instance, that you have multiple estimates for a dent repair in Chicago. The insurance company will likely pay for the lowest estimate, which is usually the most incomplete one.
5. “Insurance Will Cover All the Repairs”
Unfortunately, many car owners believe this myth. However, not every insurance company will pay for all the repairs. It depends entirely on the policy’s terms. You should read your policy very carefully to make sure it meets your expectations. Do not just assume that it will match your preferences. You also have to pay for a deductible out of your own pocket if it applies.
